1. Прочтите и устно переведите на русский язык с 1-го по 4 абзацы. Перепишите и письменно переведите 1 и 2 абзацы.
Banking
1. There are several ways in which consumers and businesses can use their savings or idle funds. They can deposit them in a commercial bank, they can take them to a savings bank or to a savings and loan association, or they can buy stocks and bonds. They can also keep excess funds completely idle by holding their cash in a safe place.
2. Since there is competition for savings, the bank must offer an attractive rate of interest. The higher the rate, the less likely it will be that savers will bring funds to the bank because people will prefer a more profitable way to save. Besides being saving institutions, banks serve another vital function. They act as a market for money. People and businesses in need of money are willing to pay for the use of it, just as people pay rent for the use of a flat or for a car they need only for some time.
Banks provide facilities for the movement of money. Businessmen borrow to expand their factories or stores, to increase their inventories and to buy machinery. They expand in the expectation that they will increase their profits. Businessmen must consider interest on loans as an added expense of any expansion.
3. Businessmen and consumers may postpone actions that require borrowed money when in their opinion the interest rate is too high.
4. There is another side to the bank's role in the economy. Since the prosperity of a bank is tied directly to the prosperity of the community in which it does business, bankers usually take an active interest in local development efforts to bring new industry to the area. They help and advise businessmen who are interested in setting up or expanding businesses. These businessmen are the biggest buyers of local government bonds. By buying these bonds they lend money for local improvements that will make their community a better place to live and to do business.
2. ответьте письменно на во после текста.
1) What are the ways in which consumers and businesses can use their savings?
2) Is there a competition for savings between banks?
3) Why do the businessmen borrow money from banks?
3. Какие предложения являются верными?
1) There are several ways in which consumers and businesses can use their savings or idle funds.
2) The bank must not offer an attractive rate of interest.
3) Banks provide facilities for the movement of money.
4) Businessmen are the smallest buyers of local government bonds.
4. Дополните предложения.
1) Consumers and businesses can deposit their savings in a commercial bank; they can take them to a bank.
2) Businessmen to expand their factories or stores, to increase their inventories and to buy machinery.
3) Businessmen and consumers may actions that require borrowed money when in their opinion the interest rate is too high.
4) Bankers usually take an active interest in local efforts to bring new industry to the area.
5. Переведите следующие словосочетания на английский язык:
сберегательный банк, процентная ставка, движение денежных средств, расширение бизнеса, одалживать деньги.
Earthquake:
Last night, huge fires burned unabated across large parts of the country as damaged oil refineries and gas works billowed black smoke into the sky.
Half the country was understood to be without power, with four million homes in Tokyo alone being cut off, while the army has been deployed to the quake-hit areas to help relief efforts.
However those relief efforts were hampered by at least 50 reported aftershocks, including a 6.6 magnitude tremor which hit Tokyo and caused already damaged buildings to shake further.
Elsewhere, two high-speed bullet trains were missing alongside a cruise ship carrying 100 passengers that was swept away when the wave hit. One of the trains was reported to be carrying 400 passengers.
A state of emergency was declared at a nuclear power plant in Fukushima after the quake caused the cooling system to fail.
Tonight, the Japanese government confirmed that they would release radioactive vapor to ease high pressure that had built up inside the reactor.
Flooding:
Roads were submerged, bridges washed out, and cars abandoned in rivers and streams as Louisiana struggled Friday from days of severe weather that forced residents across the state to flee their homes.
The rain and flooding is part of a weather system that has affected Louisiana, Mississippi, Arkansas, Tennessee and Alabama. At least three people have died in Louisiana alone.
The system that dumped as much as 20 inches of rain in some areas was slowly moving out of the region, but the effects could still be felt as rivers in some areas were waiting to crest, more rain was expected Saturday and water in other areas was still draining.
In neighboring Mississippi, the worst appeared yet to come as officials said as many as 1,000 residents could see their homes flooded by the rapidly rising Leaf River in Hattiesburg, Petal and surrounding areas.
In southwest Louisiana, a band of rain dumped 10 to 15 inches of rain across some areas late Thursday and into Friday, sparking vicious flash flooding.
1) The last day of February.
The latest fashion.
The latest news.
The last summer show.
The last movie.
The last nove he wrote before he died.
What is the latest news?
What is the last day of the week?
My granny's last words were: "I love you".
He'd like to buy the latest edition of this dictionary.
What do you think of All's latest performance?
Jane bought the last copy of toay's paper.
2)
Where did you spend your last vacation?
Last year we went to Finland.
We do not have the latest edition of this book.
We have not been to the cinema last week.
Is this the last page in this book?
Her latest book is very popular. What does she write now?
This is not the last novel by Charles Dickens.
What is the last movie you watched?
Объяснение: