GRAMMAR present perfect and pas-nris a Circle the correct answer. 1)My best friend (inherited) / has inherited a lot of money last month.
2)We have used / used the same bank for the last ten years and don't want to change.
3) Have you paid / Did you pay back the money yet?
4) I took / have taken € 100 out of the cash machine this morning
5) Have you ever had / Did you ever have problems with a friend about money?
6) I've called / I called the bank yesterday and they are going to give us the loan.
7) The company hasn't given / didn't give us a pаy rise last year.
8) When did she borrow / has she borrowed the money from you?
9) We only parked / have parked the car an hour ago but they've charged us for two hours!
10) I have never owed / never owed money to the bank.

A. 1. There was no flooding in this region two years ago. 2. There will be no storm. 3. There will be no interesting football match on television on Sunday. 4. There is no big tree in the garden. 5. There is no train at 10 o'clock. Образец: There are seven exercises in the lesson. There are not seven exercises in the lesson. B. 1. There are not five foreign students in our group. 2. There are not  two new bus lines in our town. 3. There were not two large parks a year ago. 4. There are not three farms here. 5. There are not two big trees in the garden. 6. There are not many cars in the street. 7. There are not many people in the club. 8. There are not 300 rooms in the hotel. 9. Five years ago there were not 600 children at this school.

1  deals with understand government policies, business development, and consumer behaviour -  имеет дело с политикой правительства понимают, развития бизнеса и потребительского поведения
2 can predict the likely results of economic activity. - может предсказать вероятные результаты хозяйственной деятельности.
3   is well in the areas of getting and spending money-  хорошо в области получения и расходования денег

  4  is concerned equipped to help us fundamental, often life-to-death issues - имеют отношение к оборудованию, для нам в фундаментальных, часто в жизненно-важных , вопросах

5  provides context for making decision in your business, professional and financial life. - Предусмотреть ситуацию  для принятия решения в вашем бизнесе, профессиональной и финансовой жизни.